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A Guide For Purchasers

The Process

Our staff will keep you regularly updated throughout the transaction. We can recommend mortgage advisors, conveyancing, and surveying teams to give you a one-stop property shop. 

What will it cost?

To begin your search it is useful first to make an appointment with an independent broker. This will help you to establish all of the expenses incurred when selling and purchasing a property as well as set a budget for your onward move. To make an appointment, contact one of our sales negotiators. 

When are we open?

Our offices are open six days a week and have experienced branch managers and negotiators who have unrivalled knowledge of the area and the process. Whether you are a first time buyer or an investor adding to your portfolio, our staff are here to help.
Once you have placed an offer on a property, the process should be relatively smooth. We will keep you updated throughout and ensure we aid the sale every step of the way. 

A guide for purchasers

Our staff will keep you regularly updated throughout the transaction. For your information we have provided below the basic steps in buying your property: 

Trinity Finance

Trinity Finance Brokers are based from every office giving free, impartial advice on the best mortgages on the market. To book an appointment with them, click here. To learn more about Trinity Finance, visit their website.

Your home may be repossessed if you do not keep up repayments on your mortgage. Think carefully before securing other debts against your home. Not all forms of Property Development Finance are regulated by the Financial Conduct Authority. Commercial Mortgages are not usually regulated by the Financial Conduct Authority.

The steps in brief

  • Receive offer confirmation letter from Estate Agents
  • Instruct solicitors, fill in instruction forms and pay money on account
  • Send off mortgage application along with survey fee to lender
  • Mortgage valuation is booked in
  • Your solicitor receives the Draft Contract from the Seller’s solicitor and then raises enquiries and applies for the searches
  • You receive valuation and/or survey results. Advise agent of the results
  • Seller’s solicitor replies to enquiries
  • Your solicitor receives:
    • Replies to enquiries
    • Search results
    • Mortgage offer
  • Your solicitor sends you the report on title, including your contract to sign
  • Return the signed contract and deposit to your solicitor
  • Solicitors exchange and confirm the completion date 
  • Between exchange and completion
  • Your solicitor orders completion funds from lender
  • Solicitor gets all funds from you to complete transaction
  • Solicitor pays Stamp Duty fees on completion
  • Solicitor sends you TR1 (transfer) form for you to sign and return
  • Completion money is transferred to the seller’s solicitors. 
  • You will be contacted to confirm you can collect your keys!

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